Top One Realty & Mortgage Inc
Svetlana Martirosova
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Terms of Service

Welcome to the website of Top One Realty & Mortgage Inc. By accessing or using this website at http://www.toponerealty.net (the "Website"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Website.

1. Website Use

This Website is operated by Top One Realty & Mortgage Inc to provide information about real estate listings, property searches, and related services in our service area. You may use this Website for personal, non-commercial purposes to search for properties, save listings, request information, schedule showings, and communicate with Top One Realty & Mortgage Inc or authorized representatives.

You agree not to:

  • Use the Website for any unlawful purpose or in violation of any applicable laws
  • Attempt to gain unauthorized access to any part of the Website or its systems
  • Use automated tools to scrape, copy, or reproduce property listings or other content from the Website
  • Interfere with or disrupt the operation of the Website
  • Reproduce, distribute, or display property listing data from this Website for any purpose other than your personal, non-commercial property search

2. Property Listing Information

Property listing data displayed on this Website is provided through an Internet Data Exchange (IDX) program and is supplied by one or more Multiple Listing Service (MLS) providers. Top One Realty & Mortgage Inc does not guarantee the accuracy, completeness, or timeliness of any listing data. All listing information should be independently verified by the buyer or their representative.

Listing data is intended for the personal, non-commercial use of website visitors and may not be used for any purpose other than identifying potential properties for purchase or lease. Unauthorized use of listing data, including reproduction, redistribution, or commercial exploitation, is strictly prohibited.

3. Account Registration and Property Organizer

Certain features of this Website, including saving favorite properties, saving searches, and receiving listing alerts, require you to create an account through the Property Organizer. When creating an account, you agree to:

  • Provide accurate and complete information
  • Keep your login credentials confidential
  • Notify Top One Realty & Mortgage Inc promptly if you become aware of any unauthorized use of your account
  • Accept responsibility for all activity that occurs under your account

Top One Realty & Mortgage Inc reserves the right to suspend or terminate your account at any time for any reason, including if we believe you have violated these Terms.

4. Text Messaging (SMS) Terms

If you opt in to receive text messages from Top One Realty & Mortgage Inc, the following terms apply:

Consent. By checking the SMS opt-in checkbox on any lead capture form and providing your mobile number, you consent to receive marketing text messages and calls from Top One Realty & Mortgage Inc, including messages about real estate listings, property recommendations, and related services.

Message Frequency. Message frequency varies based on your interactions and property search activity.

Message and Data Rates. Message and data rates may apply. Your carrier's standard messaging and data rates will be charged for SMS communications. Top One Realty & Mortgage Inc is not responsible for any charges from your mobile carrier.

Opt-Out. You may opt out of receiving text messages at any time by replying STOP to the number from which the text messages are being sent, or by logging into your Property Organizer account and updating your communication preferences. After opting out, you will receive a final confirmation message and will no longer receive SMS messages from Top One Realty & Mortgage Inc.

Help. For help with text messaging, reply HELP to the number from which the text messages are sent, or contact Top One Realty & Mortgage Inc using the contact information below.

Carrier Liability. Carriers are not liable for delayed or undelivered messages.

No Sharing of Opt-In Data. Your SMS opt-in data and consent will not be shared with or sold to any third parties for marketing purposes or any purpose unrelated to the services described in these Terms. Your opt-in information is used solely to deliver the text messages you have consented to receive.

5. Communications

By submitting a form on this Website with your contact information, you are consenting for Top One Realty & Mortgage Inc and authorized representatives to contact you regarding real estate services, including by email, phone, and — if you have separately opted in — text message, even if your number is on the Federal "Do-not-call List."

You may opt out of promotional communications at any time by:

  • Replying STOP to any text message
  • Following the unsubscribe link in any email
  • Contacting Top One Realty & Mortgage Inc directly using the contact information below

6. Privacy

Your use of this Website is also governed by our Privacy Policy, which describes how we collect, use, and disclose your personal information. By using this Website, you consent to the practices described in the Privacy Policy.

We do not share, sell, rent, or trade your personal information, including mobile phone numbers and opt-in data, with third parties for marketing purposes.

7. Intellectual Property

All content on this Website, excluding property listing data provided through IDX, is the property of Top One Realty & Mortgage Inc or its content suppliers and is protected by applicable copyright and trademark laws. You may not reproduce, modify, distribute, or display any content from this Website without prior written consent from Top One Realty & Mortgage Inc.

8. Third-Party Links

This Website may contain links to third-party websites. Top One Realty & Mortgage Inc is not responsible for the content, privacy practices, or terms of any third-party websites. Accessing a third-party link is at your own risk, and you should review the terms and privacy policies of any third-party website you visit.

9. Disclaimers

This Website and all content, services, and information provided through it are offered on an "as is" and "as available" basis. Top One Realty & Mortgage Inc makes no warranties, express or implied, regarding the operation of this Website, the accuracy of property listing data, or the availability of any services.

Top One Realty & Mortgage Inc does not guarantee that:

  • The Website will be uninterrupted, secure, or error-free
  • Property listing data will be accurate, complete, or current
  • Any results obtained through the Website will be reliable

10. Limitation of Liability

To the fullest extent permitted by law, Top One Realty & Mortgage Inc shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of your use of or inability to use this Website, including but not limited to damages for loss of data, loss of opportunity, or any other loss.

11. Changes to These Terms

Top One Realty & Mortgage Inc reserves the right to modify these Terms at any time. Changes will take effect immediately upon posting to this Website. Your continued use of the Website after changes are posted constitutes your acceptance of the updated Terms. We encourage you to review these Terms periodically.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state in which Top One Realty & Mortgage Inc operates, without regard to conflict of law principles.

13. Contact Us

If you have any questions about these Terms of Service, please contact us at:

Top One Realty & Mortgage Inc
Address:
3824 Ocean View Blvd
Montrose, CA91020
Phone: (818) 369-7776
Website: Contact Form

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Realtor Equal Housing Opportunity Multiple Listing Service
 

What our clients are saying  

Svetlana is amazing! I can’t say this enough; Svetlana is AMAZING!!! I was referred to her by my tax preparer Edgar M. and since my first phone call with her, she has been nothing but sweet, helpful, and extremely resourceful! My husband and I were first time buyers and she did all she could to help us choose the perfect neighborhood and she helped make sure we qualified for our loan. Plus she was so patient at answering my many, MANY questions. Today we pick up our keys to our dream home. I highly recommend Svetlana for your realty & mortgage needs. ??

 

~ Tanjareen Thomas

Thanks to Sveta for all she did to buy our house, she was very friendly, knowledgeable, warm She was on top of everything ; very professional and always available to us . All process was very smooth I would work with her again in a future I'm very thankful for her hard work and patience. I highly recommend her to anyone looking for smart, responsive and caring agent to help them find their dream home. It was pleasure working with her.

 

~ Narine Stepanyan

This was my second tome working with Svetlana and she delivered great results the same way as it was before. She is very professional, experienced and knows how to make the things work in the best interests of the client. The whole process went very smooth and stress free, something that is hard to imagine is possible when buying a home. Thank you Svetlana, keep up the great work!

 

~ aartak10

You were very thorough and professional. You did a lot more for me and my family. I really appreciated how you were on top of things and how you kept me informed every step of the way. Thank you.

 

~ hovsepyanaoo

Svetlana Helped me to buy my 1st house it was a great experience. She was always available on the phone she was always on time and she was on top of the game. I will definitely use her help for all my future purchases. Thank you!

 

~ ksexpress77

Hard working ,honest, even after work hours she works to help you satisfy your needs in real-estate It’s been over 5 years Svetlana does everything I need in real-estate

 

~ Levon Sayadyan

We can't speak highly enough of our experience with Svetlana Martirosova. We were first time home buyers and she helped us in every way possible to make the process easy for us. We asked her a tone of questions every day (some meaningful and a few silly questions) and she patiently answered each of those - in most cases she went one step further to provide additional context for us to understand things better. She is very communicative, patient and knowledgeable. She has an intimate knowledge of the market and always gave great insights. She has an extensive network that really helped in multiple situations. Extremely responsive, attention to detail, and just overall very friendly and great to work with. The home purchase experience seemed much easier with Svetlana by our side. I would highly recommend her.

 

~ Stepan Sahakyan

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